Poland – Credit granting services – Granting of a long-term loan in the amount of PLN 43 459 000,00

Opportunity description

1. Subject matter of the contract: 1) Granting of a long-term commercial loan in Polish currency in the maximum amount of PLN 43 459 000,00 (forty-three million four hundred fifty-nine thousand zlotys 00/100); including for the full repayment of previously incurred liabilities arising from long-term loans, provided that this reduces the total servicing cost over the entire repayment period. 2) Contract performance deadline: within 7 days after selection of the most advantageous tender and after the borrower submits an application for the loan specifying its amount—not exceeding PLN 43 459 000,00. 3) The proposed form of security for the loan is the borrower’s own blank promissory note. 4) The loan will be disbursed after the Contracting Authority submits an instruction, no later than 28.12.2026. 5) The loan repayment period is from 01 January 2027 to 31 December 2039, in monthly instalments. 6) The Contracting Authority reserves the right to repay the loan early without any financial costs being charged to the Contracting Authority. 7) It is stipulated that interest will be repaid on the outstanding loan amount (on the actual debt), at monthly intervals (by the 5th day of the month following the month in which the principal instalment was repaid). 8) The Bank is not entitled to any other fees or commissions except for activities concerning: 1) sending reminders to the Borrower requesting voluntary repayment of overdue debt, 2) debt recovery activities. The amount of these fees is governed by the “Tariff of fees and commissions for banking activities” in force at the Bank on the date the activity is performed. 9) For calculating the tender price, it must be assumed that the loan will be disbursed on 15.09.2026. 10) The amount of the loan used will bear interest annually at a variable interest rate. The interest rate is equal to the reference rate plus the bank’s margin, which may not exceed 0,30%. 11) The following annual tranches and loan repayment dates are established: Loan repayment period Amount of repayments by year Loan repayment date Principal Number of instalments Amount of monthly instalment 1 2 3 4 5 2026 0,00 0 0,00 by the 30th day of each month and by 28 February by 30 December 2027 3 939 000,00 12 328 250,00 by the 30th day of each month and by 28 February by 30 December 2028 3 720 000,00 12 310 000,00 by the 30th day of each month and by 28 February by 30 December 2029 3 960 000,00 12 330 000,00 by the 30th day of each month and by 28 February by 30 December 2030 3 900 000,00 12 325 000,00 by the 30th day of each month and by 28 February by 30 December 2031 3 360 000,00 12 280 000,00 by the 30th day of each month and by 28 February by 30 December 2032 3 360 000,00 12 280 000,00 by the 30th day of each month and by 28 February by 30 December 2033 3 460 000,00 11 1 290 000,00 270 000,00 by the 30th day of each month and by 28 February by 30 December 2034 2 660 000,00 11 1 220 000,00 240 000,00 by the 30th day of each month and by 28 February by 30 December 2035 1 560 000,00 12 130 000,00 by the 30th day of each month and by 28 February by 30 December 2036 1 320 000,00 12 110 000,00 by the 30th day of each month and by 28 February by 30 December 2037 1 880 000,00 11 1 160 000,00 120 000,00 by the 30th day of each month and by 28 February by 30 December 2038 5 170 000,00 11 1 435 000,00 385 000,00 by the 30th day of each month and by 28 February by 30 December 2039 5 170 000,00 11 1 435 000,00 385 000,00 by the 30th day of each month and by 28 February by 30 December Total: 43 459 000,00 156 Avg. 278 583,00 x 1.3. Description of how to prepare the tender: 1) The tender must be prepared according to the template below, with the service price including interest on the loan (at the rate determined in relation to the variable WIBOR 1M interest rate and the lending Bank’s margin). For comparison of tenders, please present the costs of the loan granted according to the interest rate determined in relation to the WIBOR 1M interest rate applicable on 30.06.2026, while assuming (for comparison purposes) performance of the contract in full on 15.09.2026. 1. Subject matter of the contract: 1) Granting of a long-term commercial loan in Polish currency in the maximum amount of PLN 43 459 000,00 (forty-three million four hundred fifty-nine thousand zlotys 00/100); including for the full repayment of previously incurred liabilities arising from long-term loans, provided that this reduces the total servicing cost over the entire repayment period. 2) Contract performance deadline: within 7 days after selection of the most advantageous tender and after the borrower submits an application for the loan specifying its amount—not exceeding PLN 43 459 000,00. 3) The proposed form of security for the loan is the borrower’s own blank promissory note. 4) The loan will be disbursed after the Contracting Authority submits an instruction, no later than 28.12.2026. 5) The loan repayment period is from 01 January 2027 to 31 December 2039, in monthly instalments. 6) The Contracting Authority reserves the right to repay the loan early without any financial costs being charged to the Contracting Authority. 7) It is stipulated that interest will be repaid on the outstanding loan amount (on the actual debt), at monthly intervals (by the 5th day of the month following the month in which the principal instalment was repaid). 8) The Bank is not entitled to any other fees or commissions except for activities concerning: 1) sending reminders to the Borrower requesting voluntary repayment of overdue debt, 2) debt recovery activities. The amount of these fees is governed by the “Tariff of fees and commissions for banking activities” in force at the Bank on the date the activity is performed. 9) For calculating the tender price, it must be assumed that the loan will be disbursed on 15.09.2026. 10) The amount of the loan used will bear interest annually at a variable interest rate. The interest rate is equal to the reference rate plus the bank’s margin, which may not exceed 0,30%. 11) The following annual tranches and loan repayment dates are established: Loan repayment period Amount of repayments by year Loan repayment date Principal Number of instalments Amount of monthly instalment 1 2 3 4 5 2026 0,00 0 0,00 by the 30th day of each month and by 28 February by 30 December 2027 3 939 000,00 12 328 250,00 by the 30th day of each month and by 28 February by 30 December 2028 3 720 000,00 12 310 000,00 by the 30th day of each month and by 28 February by 30 December 2029 3 960 000,00 12 330 000,00 by the 30th day of each month and by 28 February by 30 December 2030 3 900 000,00 12 325 000,00 by the 30th day of each month and by 28 February by 30 December 2031 3 360 000,00 12 280 000,00 by the 30th day of each month and by 28 February by 30 December 2032 3 360 000,00 12 280 000,00 by the 30th day of each month and by 28 February by 30 December 2033 3 460 000,00 11 1 290 000,00 270 000,00 by the 30th day of each month and by 28 February by 30 December 2034 2 660 000,00 11 1 220 000,00 240 000,00 by the 30th day of each month and by 28 February by 30 December 2035 1 560 000,00 12 130 000,00 by the 30th day of each month and by 28 February by 30 December 2036 1 320 000,00 12 110 000,00 by the 30th day of each month and by 28 February by 30 December 2037 1 880 000,00 11 1 160 000,00 120 000,00 by the 30th day of each month and by 28 February by 30 December 2038 5 170 000,00 11 1 435 000,00 385 000,00 by the 30th day of each month and by 28 February by 30 December 2039 5 170 000,00 11 1 435 000,00 385 000,00 by the 30th day of each month and by 28 February by 30 December Total: 43 459 000,00 156 Avg. 278 583,00 x 1.3. Description of how to prepare the tender: 1) The tender must be prepared according to the template below, with the service price including interest on the loan (at the rate determined in relation to the variable WIBOR 1M interest rate and the lending Bank’s margin). For comparison of tenders, please present the costs of the loan granted according to the interest rate determined in relation to the WIBOR 1M interest rate applicable on 30.06.2026, while assuming (for comparison purposes) performance of the contract in full on 15.09.2026. Date Annual amount of loan principal repaid Number of instalments Amount of monthly instalment Interest on the loan (in PLN) calculated taking into account the WIBOR-1M interest rate applicable on 30.06.2026, i.e. ................%, and the lending Bank’s margin, i.e. ..……….% Any other fees (PLN) Total service price (PLN): (sum of columns 5,6) 1 2 3 4 5 6 7 2026 0,00 0 0,00 2027 3 939 000,00 12 328 250,00 2028 3 720 000,00 12 310 000,00 2029 3 960 000,00 12 330 000,00 2030 3 900 000,00 12 325 000,00 2031 3 360 000,00 12 280 000,00 2032 3 360 000,00 12 280 000,00 2033 3 460 000,00 11 1 290 000,00 270 000,00 2034 2 660 000,00 11 1 220 000,00 240 000,00 2035 1 560 000,00 12 130 000,00 2036 1 320 000,00 12 110 000,00 2037 1 880 000,00 11 1 160 000,00 120 000,00 2038 5 170 000,00 11 1 435 000,00 385 000,00 2039 5 170 000,00 11 1 435 000,00 385 000,00 Total: 43 459 000,00 156 278 583,00 Total service (loan) price in words: 2) the service price must be expressed in money—PLN (tenders that do not meet this requirement will be rejected). 3) Duration of the agreement—until the loan repayment date, i.e. until 31.12.2039. Procedure: open. Review the original TED notice for the complete requirement, lots, amendments and attachments.