Poland – Credit granting services – Selection of a bank to grant and service a long-term loan of up to PLN 17 447 714,53 (in words: seventeen million four hundred forty-seven thousand seven hundred fourteen zlotys 53/100)

Opportunity description

The subject matter of the contract is the performance of the task entitled: Selection of a bank to grant and service a long-term loan of up to PLN 17 447 714,53 (in words: seventeen million four hundred forty-seven thousand seven hundred fourteen zlotys 53/100) to finance the planned budget deficit of Tomaszów County and repay previously incurred liabilities. The Contracting Authority reserves the right to take out a loan in an amount lower than that specified in this contract and to repay the loan early, without incurring additional costs on this account. The Contracting Authority reserves the possibility of not using the full amount of the granted loan—in accordance with Article 433 point 4) of the Pzp Act, the Contracting Authority states that the minimum loan amount which the Contracting Authority undertakes to draw down is PLN 50.000,00 (in words: fifty thousand zlotys 00/100). 1) Planned date for taking out the loan – November 2026. 2) The Contractor shall be obliged to make the loan available by successively transferring funds in tranches, upon written instructions from the Contracting Authority submitted ……. days in advance (the time for making the loan and loan tranches available constitutes a tender evaluation criterion). The loan shall be made available no later than 31.12.2026. 3) The Contractor shall not charge a commission for making the loan or individual tranches available. 4) The Contracting Authority does not permit the Contractor to charge any additional bank fees or commissions on the unused portion of the loan. 5) Grace period for repayment of the loan principal instalments: until April 2027. 6) Anticipated loan repayment: a) from May 2027 to March 2043 in 191 equal monthly instalments of PLN 90 873,00 each, and a final balancing instalment of PLN 90 971,53 payable by 30 April 2043. 7) Loan instalments payable on the interest payment date—by the last working day of each month. 8) Interest calculated in monthly interest cycles in accordance with the applicable interest rates. The actual number of days in a given year shall be used to calculate the amount of interest. 9) Interest calculated on the loan actually drawn down, on the outstanding debt amount. 10) Interest repayment shall commence on the date the loan is made available. 11) For the purpose of comparing tenders: - the tender price (cost of the loan) should be calculated based on the WIBOR 1 M rate of 3,79 % as at 17.07.2026. - it is assumed that the loan will be made available as a single disbursement on 05.11.2026. 12) Form of loan security—blank promissory note. The Treasurer will not provide a countersignature on the blank promissory note. The Treasurer’s countersignature will be provided on the loan agreement and the promissory note declaration. 13) The Contracting Authority does not permit security for repayment of the loan in the form of a declaration of submission to enforcement pursuant to Article 777 of the k.p.c. 14) The Contracting Authority reserves the right to repay the principal early before the expiry of the loan period, i.e. before the end of April 2043, as well as the possibility of repaying the principal in instalments and on dates other than those presented in the repayment schedule, provided that early repayment of the principal requires prior notification of the Contractor. The Contractor shall not charge additional fees or commissions for the above activities. 15) The Contracting Authority reserves the possibility of extending the loan repayment period without incurring fees or commissions. 1) A detailed description of the subject matter of the contract and the conditions for its performance are also set out in the Material provisions of the agreement. Procedure: open. Estimated value: 8,184,921.62 PLN. Review the original TED notice for the complete requirement, lots, amendments and attachments.